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Finance FAQs

How much can I borrow on Personal Contract Purchase (PCP)?
  • You can borrow from £1,000 to £250,000 for a used car depending on your circumstances.
What is the maximum age of a car I can purchase through Personal Contract Purchase (PCP)?
  • You can purchase a used car through Personal Contract Purchase for used cars up to 3 years old, repaying over a 2 to 4 year time period.
What is the maximum annual mileage I can have through Personal Contract Purchase (PCP)?
  • For used vehicles up to 3 years old the maximum permitted vehicle mileage at the start of the agreement is 3,000 miles per month of age of vehicle.
What is the maximum age of a car I can purchase through Hire Purchase?
  • You can purchase a used car through Hire Purchase for cars up to 10 years old, repaying over a 1 to 4 year time period.
  • You can purchase a used car through Hire Purchase for cars up to 6 years old, repaying over 1 to 5 years.