Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP) is a car finance option offered by Hendy Kia.
There are many benefits to choosing Personal Contract Purchase (PCP) as your finance option:
- Flexible deposit options, 0% deposit may be available subject to status (includes part exchange)
- Lower payments mean you may be able to afford a newer car
- Set payments to suit your budget.
- Fixed payments
- Interest rate fixed and competitive
- Pay over chosen period 2 to 4 years (where applicable)
- Available on cars up to 5 years old at start of agreement (must not exceed 85000 miles at the contract end)
- No early settlement fees
- You can borrow £1,000 to £250,000
There are three options at the end of agreement:
- Pay off the deferred amount in full and keep the car (please note, you do not own the car until you make this final payment)
- Hand the car back to the motor finance company
- Trade the car in against another used car at Hendy Ford