A. There are four very simple stages to HP
- You will agree an amount you need to borrow to purchase your chosen used car from Hendy Kia (less any deposit or part exchange).
- We will contact the motor finance company for you which, subject to credit checks, pay for the car for you.
- You will make fixed monthly payments to the motor finance company for the agreed term
- At the end of the agreed term, the car is yours.
Please note, the car will be used as security for the loan, just as a house is for a mortgage.